<img class="webfeedsFeaturedVisual" src="https://display.blogto.com/articles/pexels-rdne-8292791.jpg?w=1200&amp;cmd=resize_then_crop&amp;height=630&amp;quality=70&amp;format=jpeg" width="100%" /><p>You did it! You've decided to buy a house! So&hellip;now what?</p><p>If your mind doesn't immediately go to working with a <a href="https://www.realtor.ca?utm_medium=article_link&amp;utm_source=blogto-dailyhive&amp;utm_campaign=NFA_CREA_FY2025_Awareness&amp;utm_content=Article-Link_&amp;utm_term=CREA_SponsoredArticle" rel="noopener" target="_blank">REALTOR&reg;</a>, it may be worth re-evaluating. Homeownership is a big step, especially given an unsettled housing market, and it's imperative to have <a href="https://www.realtor.ca/blog/5-reasons-to-work-with-a-realtor-when-buying-a-home/38001/1363?utm_medium=article_link&amp;utm_source=blogto-dailyhive&amp;utm_campaign=NFA_CREA_FY2025_Awareness&amp;utm_content=Article-Link_&amp;utm_term=CREA_SponsoredArticle">a seasoned professional by your side</a>.</p><p>There are a lot of misconceptions about the home-buying process, but at the end of the day, Realtors have the <a href="https://www.realtor.ca/blog?utm_medium=article_link&amp;utm_source=blogto-dailyhive&amp;utm_campaign=NFA_CREA_FY2025_Awareness&amp;utm_content=Article-Link_&amp;utm_term=CREA_SponsoredArticle" rel="noopener" target="_blank">knowledge and skills to guide you</a>&nbsp;and ensure your interests are protected every step of the way.</p><p>Here's the truth behind five of the most common myths surrounding Realtors and the home-buying process.</p><h5>Myth #1: I don't need a Realtor's help to buy a house</h5><p>Buying a house is exciting and maybe even a tad anxiety-inducing. There's a lot to consider when buying a home, which is where a Realtor comes in. Whether you are a first-time home buyer or a repeat buyer, the expert advice, guidance, and protection of a Realtor can make all the difference.</p><h3><img alt="realtor" id="content-image-116382" src="https://display.blogto.com/uploads/2025/04/21/1745246941-pexels-kindelmedia-7578901.jpg?w=1400&amp;cmd=resize&amp;quality=70&amp;format=jpeg" style="width: 1400px; height: 927px;" /></h3><p class="caption">Kindel Media/<a href="https://www.pexels.com/photo/men-shaking-hands-7578901/" rel="noopener" target="_blank">Pexels</a></p><p>Realtors schedule house viewings on your behalf, negotiate offers in your best interest, handle the paperwork, help coordinate inspections, and connect you with trusted professionals like lawyers, lenders, and other parties to ensure a seamless transaction.</p><h5>Myth #2: The listing price is what you'll pay</h5><p>The listing price is just that: the listing price. When it comes to the listing price, negotiation is key, and a Realtor can help you understand the right price for a home and help negotiate the perfect deal.</p><p>A Realtor has been around the block enough to know when a house has been lowballed to start a bidding war, or if a house is listed too high compared to other recent sales in the neighbourhood.</p><h5>Myth #3: I only need to budget for the down payment when buying a home</h5><p>Yes, the down payment is typically the biggest sum people consider when buying a home. But how about monthly payments, like utilities, and <a href="https://www.realtor.ca/calculator?utm_medium=article_link&amp;utm_source=blogto-dailyhive&amp;utm_campaign=NFA_CREA_FY2025_Awareness&amp;utm_content=Article-Link_&amp;utm_term=CREA_SponsoredArticle" rel="noopener" target="_blank">calculating your mortgage</a>? Or new costs, like condo fees (when relevant) and homeowners insurance? Not to mention that hefty property tax bill that'll come once a year.</p><h6><img alt="realtor" id="content-image-116381" src="https://display.blogto.com/uploads/2025/04/21/1745246821-pexels-kindelmedia-7979418.jpg?w=1400&amp;cmd=resize&amp;quality=70&amp;format=jpeg" style="width: 1400px; height: 933px;" /></h6><p class="caption">Kindel Media/<a href="https://www.pexels.com/photo/man-couple-love-people-7979418/">Pexels</a></p><p>A Realtor can help you plan for the real cost of a home, and make sure you're not spending beyond your means by showing you the total investment required. You'll learn about costs like land transfer taxes, property taxes, insurance, and the outlook for monthly condo fees and potential increases.</p><h5>Myth #4: All Realtors are the same, so it doesn&rsquo;t matter who I work with</h5><p>While all Realtors adhere to a Code of Ethics and standard of professionalism and knowledge, it's still important to find the right one for your needs.</p><p>For example, if you're going to move across the country or take on hefty renovations, you'll want a Realtor who has that kind of experience. It doesn't hurt to speak with a few Realtors before you decide on the one you want to work with.</p><h5>Myth #5: You shouldn't contact a Realtor until you're ready to buy</h5><p>Contacting a Realtor <em>before</em> you're ready to buy can actually help you get set up for when you&nbsp;<em>are. </em>They'll help you plan your budget, figure out your ideal neighbourhood, nail down your wish list, and more.</p><h6><img alt="realtor" id="content-image-116380" src="https://display.blogto.com/uploads/2025/04/21/1745246772-pexels-timur-weber-8559989.jpg?w=1400&amp;cmd=resize&amp;quality=70&amp;format=jpeg" style="width: 1400px; height: 933px;" /></h6><p class="caption">Timur Weber/<a href="https://www.pexels.com/photo/real-estate-agent-shaking-hands-of-a-young-couple-in-their-new-flat-8559989/">Pexels</a></p><p>They understand market realities to help you make informed choices and minimize risk.&nbsp; Realtors can get you set up for success before you're even in the market.</p><p>Realtors transform lives by helping Canadians confidently navigate every step of the real estate transaction process to find a place that truly feels like home. Start your journey today at <a href="https://www.realtor.ca?utm_medium=article_link&amp;utm_source=blogto-dailyhive&amp;utm_campaign=NFA_CREA_FY2025_Awareness&amp;utm_content=Article-Link_&amp;utm_term=CREA_SponsoredArticle" rel="noopener" target="_blank">REALTOR.ca.</a></p>