FICO plans to include "buy now, pay later" histories in credit scores, marking the first time a leading credit score provider will include the data. Opting to "buy now, pay later" (BNPL) may soon affect your credit score. FICO introduced two new credit scores that take BNPL into account: the FICO Score 10 BNPL and the FICO Score 10 T BNPL. "Buy Now, Pay Later loans are playing an increasingly important role in consumers' financial lives," Julie May, vice president and general manager of B2B Scores at FICO, stated in a press release. FICO's move to include BNPL in two new credit scores arrives as the service grows in popularity.