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Why Buying a 'Second Home' First is the New Way to Build Wealth — and Enjoy Free Vacations

Katie Cline

created: July 10, 2025, 5:01 p.m. | updated: July 11, 2025, 2:25 p.m.

A recent study found that renting is now more affordable than buying in all 50 of the largest U.S. metros. So, a growing number of aspiring homeowners, myself included, are making an unconventional choice: we're buying our "second home" first. Buying a home in the city felt impossible: inventory was low, prices were eye-wateringly high, and competition was intense. Free vacations, real wealthWhen our home isn't booked, it's ours to enjoy — a place to gather with family and friends. Since that purchase, we've bought a second property and are currently under contract on a third.

3 months, 3 weeks ago: Entrepreneur