Wealth-building in your early twenties isn't about playing it safe; it's about exploiting the one time in life when having nothing to lose gives you everything to gain. At 22, I've built two multimillion-dollar companies, raised $1.5 million while taking finals and convinced Miami University to pay me $200,000 to stay enrolled. I knew I could provide that more authentically than any marketing agency because I was actually building companies on campus. If you ever question betting on yourself as a young entrepreneur, consider that the traditional path will always be there, but the asymmetric opportunities won't. In that sense, your early twenties aren't just a good time to start, but they're the best shot you're going to get.