
Making Your Own Merchant Service Provider
created: Aug. 16, 2025, 3:01 p.m. | updated: Aug. 17, 2025, 5 a.m.
2025-08-14: Payment Processor Fun 2025 -- Making Your Own MSPValve and Itch have been in the spotlight for being more or less forced by "Payment processors" to pull certain adult content off their storefronts.
Let's start with this: what are people actually saying when they say Itch should make their own Payment Processor?
So when you deal with a "Payment processor" you're mostly dealing with either an MSP or a PayFac.
In layman's terms, to build a payment processor, a bank Visa/MC/etc trusts has to sponsor you.
Every high risk MSP is both in the dumpster review-wise, and likely to trigger a fraud alert with customer banks.
16 hours, 5 minutes ago: Hacker News