Interest rates have eased, the pace of inflation is slowing (though prices are still on the rise), real estate values are plunging, and rent prices are lower than they've been in years. And, even if you're not locked into an account-draining mortgage, you still have to bring home a hefty sum of cash to afford the average apartment. It should be noted that these figures do not take tipped minimum wage positions into account. Those making less would need to work an extra job, spend a larger share of their income on housing or get a roommate." Of all the locations examined across Canada, CCPA says that only eight meet its specific requirements for affordability when it comes to one-bedroom units.