Clute Journal’s guide explains how to transfer funds from an IRA or 401(k) into a gold IRA without triggering IRS penalties. You Can Read About Industry’s Top Gold IRA Companies HereYour gold IRA company will match you with a gold IRA custodian (this is an IRS-approved entity that holds your gold IRA). A traditional 401(k) typically rolls into a traditional gold IRA tax-free, while a Roth 401(k) rolls into a Roth gold IRA. You Can Access the Full Gold IRA Rollover Guide From Clute Journals HereWhat Is a Gold IRA? Types of Precious Metals Allowed in a Precious Metals IRANot all metals qualify.