How to spend your remaining FSA balance before it expires
Heather Kuldell-Ware
created: Dec. 22, 2025, 9:25 p.m. | updated: Jan. 1, 2026, 9:30 p.m.
When FSA funds expire, and how the deadline worksA health FSA is an employer-sponsored benefit that lets you set aside part of each paycheck—up to $3,300 for 2025—into an account for out-of-pocket medical costs.
Think of it as a single-year health nest egg you can use for deductibles, copayments, prescriptions, and a range of eligible medical expenses.
Unlike Health Savings Accounts (HSAs), FSAs require you to spend your balance by December 31 or you forfeit the funds.
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If you still have room, look at eligible health tech, support gear, or other durable items that fit your needs.
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